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Using VOIP Instead Of Cell Phone

Author: Ryan Arsendatama

VOIP offers so many benefits, primary of which is tremendous savings in the monthly phone bills. But the question that many ask is will people end up using VOIP instead of cell phones? While nobody can deny that cell phones are indeed extremely useful as is proved by the near total market penetration of the cell phone industry, yet VOIP mobiles can indeed cut telephone costs immensely.

Many people get portability with their VOIP service as they may fix their adaptor in anyplace that has a broadband access and make calls. But as the service is dependant on the reliability and the quality of the internet connection, it is rather a drawback.

Many wonder if there is a viable market for wi-fi VOIP phones. Indeed there will be many who would welcome this on account of the obvious reason, saving nearly 50% on the monthly phone bill. Many cell phone companies have addressed the situation by producing dual-mode phones that can be used as regular cell phones which can seamlessly convert into a Wi-Fi VOIP phone too.

Wi-Fi VOIP is enabled within wireless networks that are activated by what is known as a "hotspot". A hotspot is an area where you find an access point to establish the connection to the network. Mobile users can pick up signals from hotspot to hotspot as they travel within the various network access points.

Some firms have gone ahead and produced completely VOIP mobile phones. This must be welcome news to customers as mobile phone call minutes will definitely become more pocket friendly with mobile VOIP services. This is because they use free radio spectrum and internet instead of investing in large expensive towers, thus they cost less. The reason why many wireless carriers are afraid to venture into wi-fi VOIP is that their landline service will suffer.

VOIP mobile phones are relatively inexpensive to use as other products of VOIP technology. It is technically cheaper to submit audio as data packets over the Internet with less bandwidth. The compression technology is improving so the voice quality is becoming better with less noises or intrusions.

About 200 US cities have made it clear that they will introduce many wi-fi Hotspots free of charge. There are some concerns that wi-fi may replace broadband and traditional phone line services. Well, when that day comes, the customers will benefit getting not only extremely affordable rates but quality service too, that is why they may opt for using VOIP instead of cell phones.

Article Source: http://www.articlesbase.com/voip-articles/using-voip-instead-of-cell-phone-108031.html

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Click here to find out what to look for in VOIP solution. Check out our recommended VOIP providers here.

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Quick Personal Cash Loans: Your Financial Resource for Every Urgent Requirement

Author: Angela Whitney

Instant solution to our problems is what we have started to expect these days. We simply do not have the patience, time, luxury or means, to wait for our needs to be met over a period of time. Instant access to cash during an emergency is yet another aspect of our life that has become a fact. The financial market has caught on to this trend among individuals to get immediate and convenient loans to meet their every financial need and hence, you now have a wide range of loan options to choose from, with every plan being customized to suit your requirements. The quick personal cash loans are one such format of loans which comes in handy when you are faced with an immediate requirement for ready cash to make necessary payments like a medical bill or even installment for your car. Many loan providers have the option of such loans and it is upto the potential borrower to select a reliable lender for this purpose.

The quick personal cash loans are your answer to every kind of financial problem. So, whenever you need money in a hurry, simply visit the numerous online websites of various lenders and select a financial service provider who is reliable and has a commendable track record in the market. Get every information on the quick personal cash loans form the website itself and compare the various rates offered by the lenders. Once satisfied with a particular plan of a particular lender, apply through the online application form and within 24 hours of your loan approval you can have the loan amount at your disposal. Lack of restriction on the manner of spending this loan amount makes it even more feasible for any borrower to opt for such loans.

The quick personal cash loans may be of different kinds like secured or unsecured, depending on the amount and terms of loan that you are comfortable with. It is natural that the rate of interest on the secured loans will be a lot less than that of the unsecured loans, due to the difference in the nature of risk involved for the lender in both cases. Placing a collateral as a security for the secured personal loans makes the transaction less risky for the lender, thereby enabling him to offer you a lower rate of interest. On the other hand, lack of collateral makes the interest rate higher on the unsecured cash loans. The rate of interest also differs depending on your comfort level and preference and you could either opt for the fixed rate or the variable rate of interest.

Most of the quick personal cash loans offered by financial lenders these days, require an online transaction, helping you save a lot of time and effort on the loan processing. Even the repayment can be carried out electronically, provided you have placed post dated cheque with the lender, at the time of loan approval. So, whatever may be your need for finances, you can meet them all by a simple click of the mouse, only if you know a reliable lender and the perfect loan option to suit your situation.

Article Source: http://www.articlesbase.com/loans-articles/quick-personal-cash-loans-your-financial-resource-for-every-urgent-requirement-422692.html

About the Author

Angela Whitney is a financial expert dealing with quick cash loans in UK.If you want to know more about Loans for Cash loans UK, small cash loans,quick cash payday loan, Quick unsecured cash loans, Quick cash loans UK, Quick personal cash loans, Quick bad credit cash loans, Quick cash advance loan then visit http://www.quickcashloansuk.co.uk